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He has an MA in American History and extensive writing experience with bylines in a range of different publications, from Breaking the Lines to CLASH. As well as covering Premier League for The Warm Up, he also writes about the Championship and a range of European football topics. In his spare time, Ben enjoys music production and playing football. Once you’ve found an online casino that ticks all the boxes, it’s time to register for an account.
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Will show you a different take on casino promotions and provide a chance to receive free crypto to try out innovative and unique games. Nationwide building society has cut mortgage rates for the second time this month, this time by up to 0.2 percentage points, effective from Friday 20 January. It follows a cut of up to 0.6 percentage points across its range on January 6. First time buyers can now get a five-year fixed rate at 4.69percent with no fee, at 85percent loan to value (this rate has been cut by 0.15percent). Remortgage customers can get a two-year tracker deal at 3.84percent with a 999 fee at 60percent LTV (reduced by 0.2percent).
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It is offering a two-year fixed rate at 3.94percent (up to 65percent LTV) although there is a high 6percent arrangement fee. Principality building society is cutting selected residential fixed rates (75percent LTV up to 90percent LTV range) by up to 0.34 percentage points, effective from tomorrow . Two-year rates will start from 4.49percent with a 895 fee at 75percent LTV) and equivalent five-year rates start from 4.28percent with a 1,395 fee. The mutual lender will also cut buy-to-let rates by up to 0.1 percentage point. Barclays has increased selected fixed rates for existing borrowers looking for a product switch deal by up to 0.3 percentage points. Its two-year fixed rate product switch deal has risen from 4.09percent to 4.39percent with an 899 fee (60percent LTV).
It is the bank’s second rate cut in a week, writes Jo Thornhill. TSB is offering a five-year residential remortgage rate at 5.49percent with a 995 fee (60percent LTV). Its five-year BTL fixed rates now start from 5.39percent (60percent LTV) with a 1,995 fee. Foundation Home Loans, the specialist buy-to-let lender, has cut rates across its core range by up to 0.9 percentage points. Its fixed-rate deals, available through brokers, now start from 6.59percent.
